Protecting Your Purchase · Homeowners Insurance
Confirm Your Insurance Before You Commit
Homeowners insurance is no longer something buyers should leave until the end of the transaction. Depending on the home's location, age, condition, roof, electrical system, prior claims, wildfire exposure, and other factors, insurance may be difficult or expensive to obtain.
Before completing your purchase, we will help you take the appropriate steps to confirm that the home is insurable and that the anticipated premium fits comfortably within your budget.
Start Early
Begin requesting insurance quotes as soon as possible after your offer is accepted.
Provide Property Details
Insurers may request details on the roof, electrical panel, plumbing, heating & cooling, prior claims, location, and overall condition.
Compare Coverage and Cost
Look beyond price — weigh deductibles, coverage limits, exclusions, replacement-cost, liability, and any wildfire or supplemental policies.
Confirm Before Moving Forward
Verify that acceptable coverage is available and understand the complete cost before removing contingencies or completing the purchase.
“You Don't Have to Navigate This Alone”
As your real estate advisor, I will help you understand when to begin the insurance process, identify important property information, coordinate with the appropriate parties, and recommend experienced insurance brokers you can contact for quotes.
Insurance availability, coverage, and premiums are determined by insurance providers. Buyers should obtain and review their own quotes and coverage information directly from a licensed insurance professional.
Ask Me for Insurance Broker Recommendations